Last updated: May 2026

Agreement to Terms

By accessing or using themerchantdesk.com, you agree to be bound by these Terms of Use. If you do not agree, please do not use this website.

About The Merchant Desk

The Merchant Desk is a merchant financing broker. We are not a lender, bank, or financing company. We do not make credit decisions or offer financing directly. See our Broker Disclaimer for a full description of our role.

Use of This Website

You may use this website for lawful purposes only. You agree not to: Submit false, misleading, or fraudulent information through any form on this website; Use this website to violate any applicable law or regulation; Attempt to gain unauthorized access to any portion of this website or its systems; Use automated tools to scrape, copy, or harvest content from this website; Interfere with the operation of this website or the experience of other users.

Submitted Information

When you submit information through a form on this website, you represent that the information you provide is accurate and complete. You understand that The Merchant Desk will use that information to evaluate your inquiry and may research your business as part of that evaluation.

Submitting a form does not create a contractual obligation on the part of The Merchant Desk to provide services, place you with a finance company, or guarantee any outcome.

Intellectual Property

All content on this website including text, graphics, logos, and design is the property of The Merchant Desk or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this website without our written permission.

Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis without warranties of any kind, express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant the accuracy or completeness of any information on this website.

Limitation of Liability

To the fullest extent permitted by law, The Merchant Desk and its principals, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or your reliance on any information provided here.

Third-Party Finance Companies

The Merchant Desk works with independent third-party finance companies. We are not responsible for the actions, decisions, products, or services of any finance company. Any agreement you enter into with a finance company is solely between you and that company.

Governing Law

These Terms of Use are governed by the laws of the State of Maryland, without regard to its conflict of law provisions. Any dispute arising from these terms or your use of this website will be subject to the jurisdiction of the courts of Maryland.

Changes to These Terms

We may update these Terms of Use at any time. Changes will be posted on this page with an updated effective date. Your continued use of the website after changes are posted constitutes your acceptance of the updated terms.

Contact

Questions about these terms may be directed to: The Merchant Desk Email: info@themerchantdesk.com