Get Started >>>
Timeshare exit, tax resolution, solar exit, health services. We find the financing program that fits your business and handle everything between you and the lender so you do not have to.
Golf carts, appliances, recreational equipment, retail. We match product merchants with the right programs so your customers can say yes at the counter.
We only send you merchants who have already been screened, documented, and prepared. Every application from The Merchant Desk comes ready to approve.
Every day a merchant runs their business without consumer financing, customers who wanted to buy are leaving because they could not afford it all at once. The option exists. Most merchants just do not know how to get set up, or who to trust to help them do it.
The Merchant Desk handles that entire process. We evaluate your business, match you to the financing program that fits your industry and your customers, collect what the lender needs, and walk you through the introduction. By the time you meet with a lender, every question has already been answered.
You focus on your business.
We handle the rest.
We start with a conversation, not a form. You tell us what you sell, who your customers are, and what you want to offer them. No paperwork before we talk.
We screen your business, identify the right financing program for your industry, and collect everything the lender needs. If there is a fit, we prepare the full introduction. If there is not, we tell you that too. Either way, you never face a lender alone.
Once approved, we stay with you through the lender welcome call and walk your team through portal training. From first conversation to first funded transaction, you have a direct contact.
Any broker can make an introduction. We do something different. We screen merchants before they ever reach a lender, which is why every lender we work with knows that a referral from The Merchant Desk arrives ready.
We collect bank statements, review business history, and have the conversation most brokers skip. Not every merchant is a fit, and we say so upfront. The merchants who do work with us know they are going to the right lender with the right program.
A timeshare exit company and a golf cart dealer need completely different financing structures. We know the difference: the credit thresholds, the payout terms, the recourse exposure.
You get a direct contact from the first call through your first funded transaction and after. When something comes up, you reach a person who already knows your business. Not a support queue.
The Merchant Desk is paid from the lender when a program is successfully placed. There is no charge to merchants for the evaluation, the matching process, or the lender introduction.
The wrong program for your industry creates real problems: mismatched credit thresholds, unfavorable payout terms, recourse exposure you were not prepared for. We place merchants in programs built for their specific business, not the nearest available option.
"We had a really good experience working The Merchant Desk. They helped connect our practice with a lender quickly and made the onboarding process easy. The approval and funding process moved fast, and overall it was a smooth, positive experience."
We run our own vetting before any introduction. Every merchant we refer arrives with their documentation prepared and their business history reviewed. If you want referrals that are ready to underwrite, we would like to hear from you.
We also welcome platforms.
Tell us about your business. We will ask a few questions, let you know what programs might fit, and tell you honestly if we think we can help. Most merchants have their first proposal within a few days of that first conversation.